The following statements apply to enrollment statistics for HSAs. Select the answer choice that contains the CORRECT statement.

HSAs have helped expand health care coverage to consumers who were previously uninsured.
The vast majority of enrollees in HSA health plans are wealthy.
Most people receiving coverage through HSA health plans are individuals rather than families.
HSAs appeal primarily to young consumers.

Answer(s): A

The following statements apply to flexible spending arrangements. Select the answer choice that contains the correct statement.

FSAs were designed to help increase health insurance coverage among self-employed individuals.
Only employers may contribute funds to FSAs.
The popularity of FSAs has been limited because funds may not be rolled over from year to year.
A popular feature of FSAs is their portability, which allows employees to take the funds with them when they change jobs.

Answer(s): C

The following statements apply to health reimbursement arrangements. Select the answer choice that contains the correct statement.

Only employers are permitted to establish and fund HRAs.
The popularity of HRAs waned following a 2002 ruling by U.S. Treasury Department regarding their treatment in the tax code.
HRAs must be offered in conjunction with a high-deductible health plan.
The guaranteed portability feature of HRAs has contributed to their popularity.

Answer(s): A

The following statements are about accreditation in health plans. Select the answer choice that contains the correct statement.

Accreditation is typically performed by a panel of physicians and administrators employed by the health plan under evaluation.
All accrediting organizations use the same standards of accreditation.
Results of accreditation evaluations are provided only to state regulatory agencies and are not made available to the general public.
Accreditation demonstrates to an health plan's external customers that the plan meets established standards for quality care.

Answer(s): D

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