QUESTION: 77

To protect providers against business losses, many health plan-provider contracts include carve- out provisions to help providers manage financial risk. The following statements are examples of such provisions:

The Apex Health Plan carves out immunizations from PCP capitations. Apex compensates PCPs for immunizations on a case rate basis.

The Bengal Health Plan carves out behavioral healthcare services from the scope of PCP services because these services require specialized knowledge and skills that most PCPs do not possess.
From the answer choices below, select the response that best identifies the types of carve-outs used by Apex and Bengal.

Apex: disease-specific carve-out Bengal: specialty services carve-out
Apex: disease-specific carve-out Bengal: specific-service carve-out
Apex: specific-service carve-out Bengal: specialty services carve-out
Apex: specific-service carve-out Bengal: disease-specific carve-out

Answer(s): C

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QUESTION: 78

The Athena Medical Group has purchased from the Corinthian Insurance Company individual stop-loss insurance coverage for primary and specialty care services with a $5,000 attachment point and 10 percent coinsurance. One of Athena's patients accrued $8,000 of medical costs for primary and specialty care treatment. In this situation, Athena will be responsible for paying an amount equal to

$300, and Corinthian is obligated to reimburse Athena in the amount of $2,700
$2,700, and Corinthian is obligated to reimburse Athena in the amount of $5,300
$5,300, and Corinthian is obligated to reimburse Athena in the amount of $2,700
$7,700, and Corinthian is obligated to reimburse Athena in the amount of $300

Answer(s): C

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QUESTION: 79

The Ionic Group, a provider group with 10,000 plan members, purchased for its hospital risk pool aggregate stop-loss insurance with a threshold of 110% of projected costs and a 10% coinsurance provision. Ionic funds the hospital risk pool at $40 per member per month (PMPM).

If Ionic's actual hospital costs are $5,580,000 for the year, then, under the aggregate stop-loss agreement, the stop-loss insurer is responsible for reimbursing Ionic in the amount of

$30,000
$270,000
$300,000
$702,000

Answer(s): B

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QUESTION: 80

The method that the Autumn Health Plan uses for reimbursing dermatologists in its provider network involves paying them out of a fixed pool of funds that is actuarially determined for this specialty. The amount of funds that Autumn allocates to dermatologists is based on utilization and costs of services for that discipline.

Under this reimbursement method, a dermatologist who is under contract to Autumn accumulates one point for each new referral made to the specialist by Autumn's PCPs. If the referral is classified as complicated, then the dermatologist receives 1.5 points. The value of Autumn's dermatology services fund for the first quarter was
$15,000. During the quarter, Autumn's PCPs made 90 referrals, and 20 of these referrals were classified as complicated.

Autumn's method of reimbursing specialty providers can best be described as a

Disease-specific arrangement
Contact capitation arrangement
Risk adjustment arrangement
Withhold arrangement

Answer(s): B

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QUESTION: 77

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QUESTION: 80

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