Free CPA-Business Exam Braindumps (page: 42)

Page 42 of 132

If the Federal Reserve wanted to implement an expansionary monetary policy, which one of the following actions would the Federal Reserve take?

  1. Raise the reserve requirement and the discount rate.
  2. Purchase additional U.S. government securities and lower the discount rate.
  3. Raise the discount rate and sell U.S. government securities.
  4. Lower the discount rate and raise the reserve requirement.

Answer(s): B

Explanation:

Choice "b" is correct. Fed purchases of government securities increase the money supply (putting money into circulation), and lowering the discount rate encourages borrowing by member banks and increases the money supply. Hence, these measures would help implement an expansionary monetary policy.
Choice "a" is incorrect. Raising the reserve requirement and the discount rate would have the opposite effect of decreasing the money supply.
Choice "c" is incorrect. Raising the discount rate and selling government securities would reduce the money supply.
Choice "d" is incorrect. Raising the reserve requirement would decrease the money supply, but lowering the discount rate would increase the money supply.



To decrease the money supply, the Fed might:

  1. Sell government securities on the open market.
  2. Buy government securities on the open market.
  3. Decrease the required reserve ratio.
  4. Lower the discount rate.

Answer(s): A

Explanation:

Choice "a" is correct. To decrease the money supply, the Fed can: (1) sell government securities in the open market, (2) increase the discount rate, and (3) increase the required reserve ratio.
Choice "b" is incorrect. The Fed should sell (not buy) securities on the open market. Choice "c" is incorrect. The Fed should increase (not decrease) the required reserve ratio. Choice "d" is incorrect. The Fed should increase (not decrease) the discount rate.



Which of the following correctly lists the three ways to increase the money supply?

  1. Raise the required reserve ratio, increase the discount rate, sell bonds in the open market.
  2. Raise the required reserve ratio, increase the discount rate, buy bonds in the open market.
  3. Lower the required reserve ratio, increase the discount rate, buy bonds in the open market.
  4. Lower the required reserve ratio, decrease the discount rate, buy bonds in the open market.

Answer(s): D

Explanation:

Choice "d" is correct. The three ways the Fed can increase the money supply are: (1) buy (purchase) government securities in the open market, (2) lower the discount rate, and (3) lower the required reserve ratio. Choice "a" is incorrect, per Explanation above.
Choice "b" is incorrect, per Explanation above. Choice "c" is incorrect, per Explanation above.



An increase in the money supply leads to:

  1. A decline in interest rates, an increase in investment and an increase in aggregate demand.
  2. A decline in interest rates, a decrease in investment and an increase in aggregate demand.
  3. An increase in interest rates, a decrease in investment and a decrease in aggregate demand.
  4. An increase in the money supply has no effect on interest rates or investment.

Answer(s): A

Explanation:

Choice "a" is correct. Expansionary monetary policy results when the Fed increases the money supply. Expansionary monetary policy affects the economy through the following chain of events: (1) an increase in the money supply causes interest rates to fall, (2) falling interest rates stimulate the desired levels of firm investment and household consumption, (3) increases in desired investment and consumption cause an increase in aggregate demand, and (4) aggregate demand shifts to the right causing real GDP and the price level to rise.
Choice "b" is incorrect. An increase in the money supply causes investment to increase, not decrease. Choice "c" is incorrect. An increase in the money supply causes interest rates to decrease, not increase, investment to increase, not decrease and aggregate demand to increase, not decrease.
Choice "d" is incorrect per Explanation above.



Page 42 of 132



Post your Comments and Discuss AICPA CPA-Business exam with other Community members:

Venkatesh commented on September 08, 2023
I don't see Internal Control/Information technology related questions
UNITED STATES
upvote

Jay jain commented on May 25, 2023
This is nice platform
Anonymous
upvote