QUESTION: 13

Following is information related banks:
Auckland Ltd is a public sector bank operating with about 120 branches across Indi

The bank has been in business since 1971 and has about 40% branches in rural areas and about 75% of all branches are in
Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India.
Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the top job.
Profit and Loss Account

Balance Sheet

The rating wise break-up of assets for FY11 is as follows:

Cost to income ratio is best for which year
FY13
FY11
Same FY11 and FY12
FY12

Answer(s): A

Reveal Solution Next Question

QUESTION: 14

Following is information related banks:
Auckland Ltd is a public sector bank operating with about 120 branches across Indi

The bank has been in business since 1971 and has about 40% branches in rural areas and about 75% of all branches are in
Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India.
Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the top job.
Profit and Loss Account

Balance Sheet

The rating wise break-up of assets for FY11 is as follows:

Computer risk weighted assets for Auckland Ltd for FY11:
10,10,000 Million
13,24,500 Million
11,64,500 Million
11,60,000 Million

Answer(s): C

Reveal Solution Next Question

QUESTION: 15

Following is information related banks:
Auckland Ltd is a public sector bank operating with about 120 branches across Indi

The bank has been in business since 1971 and has about 40% branches in rural areas and about 75% of all branches are in
Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India.
Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the top job.
Profit and Loss Account

Balance Sheet

The rating wise break-up of assets for FY11 is as follows:

During which year amongst the three, was the overall financial profile of bank most string?
No change in three years
FY13
FY11
FY12

Answer(s): B

Reveal Solution Next Question

QUESTION: 16

Ms. Mary Brown is a credit rating analyst. She had prepared a detailed report on one of her client, FlyHigh
Airlines Ltd, a company operating chartered aircrafts in Indi

As she was heading for a meeting with her superior on the matter, coffee spilled over her set of prepared paper(s). As she was getting late for meeting, instead of preparing entire set she could recollect few numbers from her memory and reconstructed following partial financial table:

An analyst comparing two competitors Comp Systems and Big Tables gathers the data below:
Cash Conversions Cycle:
Comp Systems: 18 days and Big Tables 32 days
Defense Interval Ratio:
Comp Systems: 50 and Big Tables: 20
What can the analyst conclude regarding the liquidity of these companies?
Both indicators suggest that Comp Systems is more liquid than Big Tables
Both indicators suggest that Big Tables manages it/s cash better than Comp Systems
Both indicators give contradictory results
While Comp Systems is more liquid as per the Cash conversion cycle, Big Tables manages its cash better as indicated by a lower, hence better Defense Ratio

Answer(s): C

Reveal Solution Next Question

Free CCRA-L2 Exam Braindumps (page: 5)

QUESTION: 13

QUESTION: 14

QUESTION: 15

QUESTION: 16