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Free CRCM Exam Braindumps (page: 104)

Page 104 of 344
PDF with 463 Questions

Which of the following actions is NOT an adverse action?

  1. Refusal to grant credit on substantially the same terms and conditions as requested by the applicant
  2. Termination of an account
  3. Refusal to grant credit on the grounds that the lender does not offer the type of credit requested
  4. Refusal to increase the amount of credit on an existing account after a request

Answer(s): C



Which of the following statements regarding applications is correct?

  1. Applications must be signed to be valid.
  2. Creditors may accept oral applications.
  3. Creditors may not develop their own definition for a completed application.
  4. A creditor is not required to attempt to complete incomplete applications.

Answer(s): B



Which of the following statements regarding applications is correct?

  1. Applications must be signed to be valid.
  2. Creditors may accept oral applications.
  3. Creditors may not develop their own definition for a completed application.
  4. A creditor is not required to attempt to complete incomplete applications.

Answer(s): B



Which of the following statements regarding applications is correct?

  1. Applications must be signed to be valid.
  2. Creditors may accept oral applications.
  3. Creditors may not develop their own definition for a completed application.
  4. A creditor is not required to attempt to complete incomplete applications.

Answer(s): B



Page 104 of 344



Post your Comments and Discuss Banking CRCM exam with other Community members:

LeAnne Hair commented on August 24, 2023
#229 in incorrect - all the customers require an annual review
UNITED STATES
upvote

LeAnne Hair commented on August 24, 2023
#229 in incorrect - all the customers require an annual review
UNITED STATES
upvote

LeAnne Hair commented on August 24, 2023
I think question 204 has an incorrect solution. It should be D-Regulation E
UNITED STATES
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Igor commented on April 10, 2020
Guys, leave no stones unturned. Try to study every questions and anything other supplementary material you have. The exam is not easy. I just wrote mine and if it wss not for these questions I would have not have passed it.
BULGARIA
upvote

Lori commented on July 20, 2017
I had a good result. Worth the money.
UNITED STATES
upvote

Chipps commented on July 20, 2017
Studying from this dump helped me understand the concept and what comes in the exam. But I only get about 80 to 85% of the questions not 100% as it is claimed. Well... still good enough to pass.
UNITED STATES
upvote