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Free CRCM Exam Braindumps (page: 158)

Page 158 of 344
PDF with 463 Questions

Non public personal information under Regulation P includes:

  1. Personally unidentifiable financial information
  2. Any list or grouping of consumers that us derived using personally identifiable financial information that is not publicly available
  3. Federal state and local government records
  4. Both B and C

Answer(s): D



An institution must take steps to determine that information is lawfully made available to the public, including a determination:

  1. That it includes Federal, state and local government records
  2. That the information is of the type that is available to the public
  3. Whether the individual can direct that the information not be made available to the public, and, if so, that the consumer has not done so
  4. That a list of names, addresses of consumers of an organization that is not a financial institution

Answer(s): B,C



An institution must take steps to determine that information is lawfully made available to the public, including a determination:

  1. A notice must be given to a consumer before the institution discloses any nonpublic personal information about the consumer to a nonaffiliated third party, unless the disclosure is on the exempt list
  2. That it includes Federal, state and local government records
  3. A notice is not required to be given to a consumer who is not a customer if the financial institution does not disclose any nonpublic personal information about the consumer to any nonaffiliated third party, other than as authorized by this regulation
  4. That the information is of the type that is available to the public
  5. Only one notice is required to be provided on joint accounts. Therefore only one notice need to be provided to consumer loan customers even if there is more than one borrower and even if there is a separate guarantor
  6. Whether the individual can direct that the information not be made available to the public, and, if so, that the consumer has not done so
  7. All of these
  8. That a list of names, addresses of consumers of an organization that is not a financial institution

Answer(s): B,B



An institution must take steps to determine that information is lawfully made available to the public, including a determination:

  1. That it includes Federal, state and local government records
  2. That the information is of the type that is available to the public
  3. Whether the individual can direct that the information not be made available to the public, and, if so, that the consumer has not done so
  4. That a list of names, addresses of consumers of an organization that is not a financial institution

Answer(s): B,C



Page 158 of 344



Post your Comments and Discuss Banking CRCM exam with other Community members:

LeAnne Hair commented on August 24, 2023
#229 in incorrect - all the customers require an annual review
UNITED STATES
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LeAnne Hair commented on August 24, 2023
#229 in incorrect - all the customers require an annual review
UNITED STATES
upvote

LeAnne Hair commented on August 24, 2023
I think question 204 has an incorrect solution. It should be D-Regulation E
UNITED STATES
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Igor commented on April 10, 2020
Guys, leave no stones unturned. Try to study every questions and anything other supplementary material you have. The exam is not easy. I just wrote mine and if it wss not for these questions I would have not have passed it.
BULGARIA
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Lori commented on July 20, 2017
I had a good result. Worth the money.
UNITED STATES
upvote

Chipps commented on July 20, 2017
Studying from this dump helped me understand the concept and what comes in the exam. But I only get about 80 to 85% of the questions not 100% as it is claimed. Well... still good enough to pass.
UNITED STATES
upvote