Debt collectors acquiring location information from a third party:

Must identify themselves and, if expressly asked, must identify their employer
Must state that the call is to confirm or correct location information
Once location information is received, may not communicate with the third party again unless the person asks the debt collector to or the debt collector reasonably believes the earlier response was erroneous or incomplete and that person now has correct or complete location information
All of these

Answer(s): D

Debt collectors acquiring location information from a third party:

Must identify themselves and, if expressly asked, must identify their employer
Must state that the call is to confirm or correct location information
Once location information is received, may not communicate with the third party again unless the person asks the debt collector to or the debt collector reasonably believes the earlier response was erroneous or incomplete and that person now has correct or complete location information
All of these

Answer(s): D

Which of the following are included in unfair practices during debt practices?

May collect only amount legally owed
Postdated checks
May not solicit for purpose of instituting criminal action
May not deposit before date on check
If a check is postdated longer than 5 days, must notify consumer of deposit at least 3 days and no more than 10 days before depositing
May possibly communicate regarding a debt by postcard
May use any language or symbol other than collector's address on any envelope except debt collector may use business name if it does not indicate it is a debt collection business.

Answer(s): A,B

Which of the following are included in unfair practices during debt practices?

May collect only amount legally owed
Postdated checks
May not solicit for purpose of instituting criminal action
May not deposit before date on check
If a check is postdated longer than 5 days, must notify consumer of deposit at least 3 days and no more than 10 days before depositing
May possibly communicate regarding a debt by postcard
May use any language or symbol other than collector's address on any envelope except debt collector may use business name if it does not indicate it is a debt collection business.

Answer(s): A,B

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