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Banking CRCM Exam Questions
CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM) (Page 27 )

Updated On: 6-Apr-2026
Page 27 of 276
PDF with 463 Questions

Under Renegotiations, extensions, and assumptions-12 CFR 213.5; any lease that is renegotiated or extended by longer than six months is considered to be a new lease, subject to new disclosure requirements, except when:

  1. One or more payments are deferred, whether or not there is a charge for the deferral
  2. Lease property is substituted with property of substantially equivalent or greater value, if no other lease terms are changed
  3. In a multiple-item lease, property is added, deleted, or substituted provided the average periodic payment does not change by more than 35 percent
  4. There is an agreement resulting from a pre-order

Answer(s): A,B



Under Renegotiations, extensions, and assumptions-12 CFR 213.5; any lease that is renegotiated or extended by longer than six months is considered to be a new lease, subject to new disclosure requirements, except when:

  1. One or more payments are deferred, whether or not there is a charge for the deferral
  2. Lease property is substituted with property of substantially equivalent or greater value, if no other lease terms are changed
  3. In a multiple-item lease, property is added, deleted, or substituted provided the average periodic payment does not change by more than 35 percent
  4. There is an agreement resulting from a pre-order

Answer(s): A,B



Under Renegotiations, extensions, and assumptions-12 CFR 213.5; any lease that is renegotiated or extended by longer than six months is considered to be a new lease, subject to new disclosure requirements, except when:

  1. One or more payments are deferred, whether or not there is a charge for the deferral
  2. Lease property is substituted with property of substantially equivalent or greater value, if no other lease terms are changed
  3. In a multiple-item lease, property is added, deleted, or substituted provided the average periodic payment does not change by more than 35 percent
  4. There is an agreement resulting from a pre-order

Answer(s): A,B



In Advertising-12 CFR 213.7, if a percentage rate is used in an advertisement, it cannot be more prominent than any other disclosure, EXCEPT:

  1. For the warning regarding the limitation of the rate as a measurement of cost
  2. For beginning at least 3 days before and ending at least 10 days after the broadcast
  3. For required disclosures in advertisements
  4. For an advertisement accessed in electronic form

Answer(s): A



In Advertising-12 CFR 213.7, if a percentage rate is used in an advertisement, it cannot be more prominent than any other disclosure, EXCEPT:

  1. For the warning regarding the limitation of the rate as a measurement of cost
  2. For beginning at least 3 days before and ending at least 10 days after the broadcast
  3. For required disclosures in advertisements
  4. For an advertisement accessed in electronic form

Answer(s): A



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