Free Series 6 Exam Braindumps (page: 45)

Page 45 of 83

Your client bought a variable annuity contract that has a 5% contingent deferred sales charge with a 7-year surrender period four years ago. He has been reading about bonus annuities and 1035 exchanges and has asked for your advice. You can tell him:

  1. that it's a great idea, and you plan on how you're going to spend the unexpected income.
  2. that although the exchange doesn't have any tax consequences, he'll be looking at a new, longer, surrender period.
  3. that he'll have to pay the 5% deferred sales charge if he executes the exchange.
  4. both B and C.

Answer(s): D

Explanation:

If your client bought a variable annuity contract with a 7-year surrender period four years ago, you can tell him that even though there will be no tax consequences associated with the exchange, he'll have to pay the 5% deferred sales charge if he executes the exchange, and he'll be looking at a new, longer, surrender period-one of the less desirable features associated with bonus annuities.



Which of the following investments would have the least interest rate risk?

  1. a 6-month Treasury bill
  2. a 20-year, AAA-rated municipal bond
  3. a 3-year Treasury STRIP
  4. a 15-year, AAA-rated corporate bond

Answer(s): A

Explanation:

A 6-month Treasury bill has the least interest rate risk of the choices listed. It has the shortest duration, and the shorter duration, the less the price of the bond fluctuates with changes in the interest rates.



Jack is an investment adviser representative employed by Giant Investments, a family of mutual funds. Jack has recently read an article posted on the web that he thinks explains some consequences of some tax law changes that are being considered extremely well, and he e-mails his existing retail customers with a summary of the salient facts of the article. Given these facts:

  1. Jack has violated FINRA rules if he did not first have a principal of Giant approve his e - mail prior to hitting the send button.
  2. Jack must submit a copy of the e-mail to a principal of the company, but he did not need to do so prior to sending the e-mail.
  3. a copy of the e-mail must be submitted to FINRA within 10 days of Jack's hitting the send button.
  4. Both A and C are true statements regarding this situation.

Answer(s): B

Explanation:

When Jack e-mails some of his existing retail clients with a summary of the tax article, he must submit a copy of the e-mail to a principal of the company, but he does not need to do so prior to sending the e-mail. Since this was sent to Jack's existing retail customers, it falls under the category of "correspondence," which does not need to be approved by a principal beforehand, but is subject to review and supervision requirements.



Which of the following statements regarding closed-end investment companies is false?

  1. A closed-end investment company may not issue preferred stock.
  2. Shares of a closed-end company may sell for below the fund's net asset value.
  3. Closed-end companies may be either diversified or non-diversified.
  4. The closed-end investment company does not pay taxes on the dividend and capital gain income it earns and distributes to its shareholders.

Answer(s): A

Explanation:

The false statement is that a closed-end investment company may not issue preferred stock. Although open-end companies (mutual funds) are prohibited from doing so, this is not a restriction governing closed-end companies. Closed-end companies shares sell on exchange floors and may trade below net asset value. Closed-end companies may be either diversified or non-diversified, and the income earned by the company and distributed to its shareholders is not taxed at the investment company level. It is taxed at the shareholder level only.



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Post your Comments and Discuss FINRA Series 6 exam with other Community members:

asl commented on September 14, 2023
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Av dey commented on August 16, 2023
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myyadav commented on September 26, 2023
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Anonymous
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asl commented on September 14, 2023
ALL ARE RELATABLE QUESTIONS
CANADA
upvote

azmera abebe commented on August 25, 2023
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Anonymous
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Av dey commented on August 16, 2023
Can you please upload the dumps for 1z0-1096-23 for oracle
INDIA
upvote