Free Series 6 Exam Braindumps (page: 47)

Page 47 of 83

In 2008, Mr. Conservative bought a 1-year Treasury bill that was yielding 1.63%. The average annual rate of inflation in 2008 was 3.85%. In this case:

  1. Mr. Conservative earned a nominal return of +3.85% on his T-bill investment.
  2. Mr. Conservative earned a real return of -2.22% on his investment.
  3. Mr. Conservative earned a real return of +1.63% on his investment.
  4. Mr. Conservative earned a nominal return of +2.22% on his investment.

Answer(s): B

Explanation:

If Mr. Conservative bought a 1-year Treasury bill in 2008 that was yielding 1.63%, and the average annual rate of inflation in 2008 was 3.85%, Mr. Conservative earned a real return of -2.22 % on his investment. In other words, he lost 2.22% in purchasing power since the dollars he received when the bill matured were worth less than the dollars he paid to buy the bill. Real return = nominal return - inflation rate = 1.63% - 3.85% = -2.22%.



Which of the following statements about the over-the-counter market is true?

  1. Only penny stocks are traded in the over-the-counter market.
  2. Trades in the over-the-counter market are conducted via the auction process.
  3. Only bonds and other debt instruments are traded in the over-the-counter market.
  4. Stocks that are listed on exchange floors are also traded in the over-the-counter market.

Answer(s): D

Explanation:

Stocks that are listed on exchange floors are also traded in the over-the-counter market. The term "third market" refers to over-the-counter trading of listed stocks. All types of securities-stocks, bonds, options, warrants, rights-trade over the counter. The over-the- counter market is a negotiated market, not an auction market.



A mutual fund may not do which of the following, under any circumstances?

I). buy securities on margin
II). engage in short sales
III). change its investment objective
IV). invest in more than 1% of the outstanding voting stock of another investment company

  1. I and II only
  2. I, II, and III only
  3. III and IV only
  4. III only

Answer(s): A

Explanation:

A mutual fund may not buy securities on margin or engage in short sales, under any circumstances. It may change its investment objective, with shareholder approval. It is permitted to invest in up to 3% of the outstanding voting stock of another investment company.



No: 212
Which of the following statements made by a registered representative selling a variable life insurance policy would be likely to result in disciplinary action?

  1. "If you use the cash value of your existing life insurance policy, Ms. Client, you will be able to purchase this new policy for little or no additional cash."
  2. "Ms. Client, you should consider this as more of an investment than an insurance policy."
  3. "This variable life insurance policy offers a death benefit just like your traditional life insurance policy, Ms. Client."
  4. Both Statements A and B are likely to result in disciplinary action.

Answer(s): D

Explanation:

Both Statements A and B are likely to result in disciplinary action. Members are advised not to recommend that a client finance a variable life policy using the cash value of an existing policy unless that transaction is otherwise suitable for that particular client, and members are warned that proving such a transaction was in the customer's best interest is probably going to be more difficult than an outright sale of the variable life policy would have been. Members are also instructed that in no way should a variable life insurance policy be promoted as an investment, a retirement plan, or a savings account. Members are required to market it as what it is-life insurance.



Page 47 of 83



Post your Comments and Discuss FINRA Series 6 exam with other Community members:

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Anonymous
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asl commented on September 14, 2023
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CANADA
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Av dey commented on August 16, 2023
Can you please upload the dumps for 1z0-1096-23 for oracle
INDIA
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