Free Series 6 Exam Braindumps (page: 4)

Page 4 of 83

Which of the following statements regarding callable bonds is false?

  1. Callable bonds offer a higher yield than non-callable bonds, all else equal.
  2. Investors in callable bonds are subject to prepayment risk.
  3. The issuer of a callable bond is most likely to redeem the bond early when interest rates fall.
  4. A callable bond protects the investor by allowing him to sell his bond back to the issuer and invest in another, similar-risk bond that pays a higher rate of interest should the investor choose to do so.

Answer(s): D

Explanation:

Statement D is the false statement. A callable bond does not protect the investor by allowing him to sell his bond back to the issuer and invest in another, similar-risk bond that pays a higher rate of interest should the investor choose to do so. The investor does not have the option to redeem or not in the case of a callable bond. It is the issuing firm that has the option. Therefore, a callable bond must offer a higher-yield than similar non- callable bonds, and the investor in a callable bond is subject to prepayment risk. The bond is most likely to be redeemed when interest rates fall, in which case the issuer will want to call it in and replace it with a bond with a lower coupon rate.



Which of the following represents a secondary market transaction?

  1. An investor buys Treasury bills in the regular Monday auction.
  2. An investor buys 300 shares of Electromed (ELMD) at its IPO offer price of $4.00 a share.
  3. An investor sells her shares of Sunvalley Solar, Inc. (SSOL), which sells on the OTC Bulletin Board for $0.059 a share.
  4. A home buyer obtains a mortgage through his savings and loan.

Answer(s): C

Explanation:

When an investor sells her shares of Sunvalley Solar that is listed on the OTC Bulletin Board, it is a secondary market transaction since shares are being bought and sold between investors. All the other selections involve a new issue of securities, which makes them primary market transactions.



Any person who willfully acts in violation of the Securities Act of 1933, or any SEC rule, is subject to a penalty of:

  1. 10 years in prison or a $10,000 fine, or both.
  2. 5 years in prison or a $10,000 fine, or both.
  3. 10 years in prison or a $25,000 fine, or both.
  4. 5 years in prison or a $5,000 fine, or both.

Answer(s): B

Explanation:

Any person who willfully acts in violation of the Securities Act of 1933, or any SEC rule, is subject to a penalty of 5 years in prison or a $10,000 fine, or both.



Which of the following is not a cost associated with an investment in a variable annuity contract?

  1. mortality and expense risk fee
  2. investment management fee
  3. state premium tax
  4. All of the above are costs associated with an investment in a variable annuity contract.

Answer(s): D

Explanation:

All of the choices are costs associated with an investment in a variable annuity contract.
Nor is this an exhaustive list of the costs.



Page 4 of 83



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Av dey commented on August 16, 2023
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