Free AIGP Exam Braindumps (page: 8)

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An EU bank intends to launch a multi-modal Al platform for customer engagement and automated decision-making assist with the opening of bank accounts. The platform has been subject to thorough risk assessments and testing, where it proves to be effective in not discriminating against any individual on the basis of a protected class.
What additional obligations must the bank fulfill prior to deployment?

  1. The bank must obtain explicit consent from users under the privacy Directive.
  2. The bank must disclose how the Al system works under the Ell Digital Services Act.
  3. The bank must subject the Al system an adequacy decision and publish its appropriate safeguards.
  4. The bank must disclose the use of the Al system and implement suitable measures for users to contest automated decision-making.

Answer(s): D

Explanation:

Under the EU regulations, particularly the GDPR, banks using AI for decision-making must inform users about the use of AI and provide mechanisms for users to contest decisions. This is part of ensuring transparency and accountability in automated processing. Explicit consent under the privacy directive (A) and disclosing under the Digital Services Act (B) are not specifically required in this context. An adequacy decision is related to data transfers outside the EU (C).



According to the GDPR, what is an effective control to prevent a determination based solely on automated decision-making?

  1. Provide a just-in-time notice about the automated decision-making logic.
  2. Define suitable measures to safeguard personal data.
  3. Provide a right to review automated decision.
  4. Establish a human-in-the-loop procedure.

Answer(s): D

Explanation:

The GDPR requires that individuals have the right to not be subject to decisions based solely on automated processing, including profiling, unless specific exceptions apply. One effective control is to establish a human-in-the-loop procedure (D), ensuring human oversight and the ability to contest decisions. This goes beyond just-in-time notices (A), data safeguarding (B), or review rights (C), providing a more robust mechanism to protect individuals' rights.



According to the GDPR, an individual has the right to have a human confirm or replace an automated decision unless that automated decision?

  1. Is authorized with the data subject s explicit consent.
  2. Is authorized by applicable Ell law and includes suitable safeguards.
  3. Is deemed to solely benefit the individual and includes documented legitimate interests.
  4. Is necessary for entering into or performing under a contract between the data subject and data controller.

Answer(s): A

Explanation:

According to the GDPR, individuals have the right to not be subject to a decision based solely on automated processing, including profiling, which produces legal effects or similarly significantly affects them. However, there are exceptions to this right, one of which is when the decision is based on the data subject's explicit consent. This means that if an individual explicitly consents to the automated decision-making process, there is no requirement for human intervention to confirm or replace the decision. This exception ensures that individuals can have control over automated decisions that affect them, provided they have given clear and informed consent.



According to the GDPR's transparency principle, when an Al system processes personal data in automated decision-making, controllers are required to provide data subjects specific information on?

  1. The existence of automated decision-making and meaningful information on its logic and consequences.
  2. The personal data used during processing, including inferences drawn by the Al system about the data.
  3. The data protection impact assessments carried out on the Al system and legal bases for processing.
  4. The contact details of the data protection officer and the data protection national authority.

Answer(s): A

Explanation:

The GDPR's transparency principle requires that when personal data is processed for automated decision-making, including profiling, data subjects must be informed about the existence of such automated decision-making. Additionally, they must be provided with meaningful information about the logic involved, as well as the significance and the envisaged consequences of such processing for them. This requirement ensures that data subjects are fully aware of how their personal data is being used and the potential impacts, thereby promoting transparency and trust in the processing activities.



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g commented on July 12, 2024
good questions so far
Anonymous
upvote

g commented on July 12, 2024
good useful questions
Anonymous
upvote

Shifa S commented on July 04, 2024
Good set of questions
INDIA
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