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Certified Information Privacy Professional/United States (CIPP/US) Questions 51–55 (page: 12)

Updated On: 10-Feb-2026

Which of the following is an important implication of the Dodd-Frank Wall Street Reform and Consumer Protection Act?

  1. Financial institutions must avoid collecting a customer's sensitive personal information
  2. Financial institutions must help ensure a customer's understanding of products and services
  3. Financial institutions must use a prescribed level of encryption for most types of customer records
  4. Financial institutions must cease sending emails and other forms of advertising to customers who opt-out of direct marketing

Answer(s): B



Which act violates the Family Educational Rights and Privacy Act of 1974 (FERPA)?

  1. A K-12 assessment vendor obtains a student's signed essay about her hometown from her school to use as an exemplar for public release
  2. A university posts a public student directory that includes names, hometowns, email addresses, and majors
  3. A newspaper prints the names, grade levels, and hometowns of students who made the quarterly honor roll
  4. University police provide an arrest report to a student's hometown police, who suspect him of a similar crime

Answer(s): A



According to the Family Educational Rights and Privacy Act (FERPA), when can a school disclose records without a student's consent?

  1. If the disclosure is not to be conducted through email to the third party
  2. If the disclosure would not reveal a student's student identification number
  3. If the disclosure is made to practitioners who are involved in a student's health care
  4. If the disclosure is for the purpose of providing transcripts to a school where a student intends to enroll

Answer(s): D


Reference:

https://www2.ed.gov/policy/gen/guid/fpco/ferpa/index.html



What is the main purpose of the CAN-SPAM Act?

  1. To diminish the use of electronic messages to send sexually explicit materials
  2. To authorize the states to enforce federal privacy laws for electronic marketing
  3. To empower the FTC to create rules for messages containing sexually explicit content
  4. To ensure that organizations respect individual rights when using electronic advertising

Answer(s): D


Reference:

https://www.ftc.gov/tips-advice/business-center/guidance/can-spam-act-compliance-guide-business



The Video Privacy Protection Act of 1988 restricted which of the following?

  1. Which purchase records of audio visual materials may be disclosed
  2. When downloading of copyrighted audio visual materials is allowed
  3. When a user's viewing of online video content can be monitored
  4. Who advertisements for videos and video games may target

Answer(s): A


Reference:

https://searchcompliance.techtarget.com/definition/Video-Privacy-Protection-Act-of-1988



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