A bank is considering approving a loan to Sumit Nayyar. Mr. Sumit has Rs. 1,00,000 in the bank right now but generally keeps a balance of Rs. 4,50,000 most of the year. In this fact, what is the aspect of evaluating a consumer loan application most concerned with?
- Character and Purpose
- Income Level
- Deposit Balance
- Employment and Residential Stability
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