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Free CRCM Exam Braindumps (page: 14)

Page 14 of 344
PDF with 463 Questions

Under Interagency Guidance on Subprime Lending (1999) lending policy must:

  1. Be appropriate to the size and complexity of the operation
  2. Address the types of products offers and those not authorized
  3. Require credit file documentation
  4. All of these

Answer(s): D



The purpose of guidelines for National Banks to Guard against Predatory and Abusive Lending Practices- AL-2003-2 includes all of the following EXCEPT:

  1. Provide examples to national banks of practices that may be abusive
  2. Advise banks on how they should avoid abusive practices
  3. Banks should consider appropriate discount rates, credit loss rates, and prepayment rates when valuing these assets
  4. Show how some abusive lending can involve unfair or deceptive practices and therefore violate the Federal Trade Commission Act

Answer(s): C



The purpose of guidelines for National Banks to Guard against Predatory and Abusive Lending Practices- AL-2003-2 includes all of the following EXCEPT:

  1. Provide examples to national banks of practices that may be abusive
  2. Advise banks on how they should avoid abusive practices
  3. Banks should consider appropriate discount rates, credit loss rates, and prepayment rates when valuing these assets
  4. Show how some abusive lending can involve unfair or deceptive practices and therefore violate the Federal Trade Commission Act

Answer(s): C



The purpose of guidelines for National Banks to Guard against Predatory and Abusive Lending Practices- AL-2003-2 includes all of the following EXCEPT:

  1. Provide examples to national banks of practices that may be abusive
  2. Advise banks on how they should avoid abusive practices
  3. Banks should consider appropriate discount rates, credit loss rates, and prepayment rates when valuing these assets
  4. Show how some abusive lending can involve unfair or deceptive practices and therefore violate the Federal Trade Commission Act

Answer(s): C



Page 14 of 344



Post your Comments and Discuss Banking CRCM exam with other Community members:

LeAnne Hair commented on August 24, 2023
#229 in incorrect - all the customers require an annual review
UNITED STATES
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LeAnne Hair commented on August 24, 2023
#229 in incorrect - all the customers require an annual review
UNITED STATES
upvote

LeAnne Hair commented on August 24, 2023
I think question 204 has an incorrect solution. It should be D-Regulation E
UNITED STATES
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Igor commented on April 10, 2020
Guys, leave no stones unturned. Try to study every questions and anything other supplementary material you have. The exam is not easy. I just wrote mine and if it wss not for these questions I would have not have passed it.
BULGARIA
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Lori commented on July 20, 2017
I had a good result. Worth the money.
UNITED STATES
upvote

Chipps commented on July 20, 2017
Studying from this dump helped me understand the concept and what comes in the exam. But I only get about 80 to 85% of the questions not 100% as it is claimed. Well... still good enough to pass.
UNITED STATES
upvote