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Free CRCM Exam Braindumps (page: 15)

Page 15 of 344
PDF with 463 Questions

Which of the following usually comes under the heading of abusive lending?

  1. Abusive lending usually is defined by a variety of lending practices
  2. It is the excessive and hidden fees in the amount financed
  3. A fundamental characteristic is aggressive marketing of credit to prospective borrowers who cannot repay it on the terms offered
  4. Typically, such loans are underwritten on the liquidation value of the collateral rather than the creditworthiness of the borrower

Answer(s): A,C,D



Which of the following usually comes under the heading of abusive lending?

  1. Abusive lending usually is defined by a variety of lending practices
  2. It is the excessive and hidden fees in the amount financed
  3. A fundamental characteristic is aggressive marketing of credit to prospective borrowers who cannot repay it on the terms offered
  4. Typically, such loans are underwritten on the liquidation value of the collateral rather than the creditworthiness of the borrower

Answer(s): A,C,D



Which of the following usually comes under the heading of abusive lending?

  1. Abusive lending usually is defined by a variety of lending practices
  2. It is the excessive and hidden fees in the amount financed
  3. A fundamental characteristic is aggressive marketing of credit to prospective borrowers who cannot repay it on the terms offered
  4. Typically, such loans are underwritten on the liquidation value of the collateral rather than the creditworthiness of the borrower

Answer(s): A,C,D



is frequent refinancing that do not benefit the borrower. This practice can result in borrower injury from the fees imposed and from the fact that it decreases home equity and increases the consumer's debt burden, thus increasing the chance of foreclosure.

  1. Loan flipping
  2. Loan refinancing
  3. Securitization
  4. Subprime loans

Answer(s): A



Page 15 of 344



Post your Comments and Discuss Banking CRCM exam with other Community members:

LeAnne Hair commented on August 24, 2023
#229 in incorrect - all the customers require an annual review
UNITED STATES
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LeAnne Hair commented on August 24, 2023
#229 in incorrect - all the customers require an annual review
UNITED STATES
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LeAnne Hair commented on August 24, 2023
I think question 204 has an incorrect solution. It should be D-Regulation E
UNITED STATES
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Igor commented on April 10, 2020
Guys, leave no stones unturned. Try to study every questions and anything other supplementary material you have. The exam is not easy. I just wrote mine and if it wss not for these questions I would have not have passed it.
BULGARIA
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Lori commented on July 20, 2017
I had a good result. Worth the money.
UNITED STATES
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Chipps commented on July 20, 2017
Studying from this dump helped me understand the concept and what comes in the exam. But I only get about 80 to 85% of the questions not 100% as it is claimed. Well... still good enough to pass.
UNITED STATES
upvote