Creditors must retain for 25 months after the date that an offer of credit is made (12 months for business applicants with gross revenues of $1 million or less) the following items EXCEPT:
Answer(s): B
According to FDIC Guidance on Spousal Signature Provisions, if the creditor requires the spouse's signature on an instrument that imposes personal liability, the creditor's belief should be:
Answer(s): A
Post your Comments and Discuss Banking CRCM exam with other Community members:
LeAnne Hair commented on August 24, 2023 #229 in incorrect - all the customers require an annual review UNITED STATES upvote
LeAnne Hair commented on August 24, 2023 I think question 204 has an incorrect solution. It should be D-Regulation E UNITED STATES upvote
Igor commented on April 10, 2020 Guys, leave no stones unturned. Try to study every questions and anything other supplementary material you have. The exam is not easy. I just wrote mine and if it wss not for these questions I would have not have passed it. BULGARIA upvote
Lori commented on July 20, 2017 I had a good result. Worth the money. UNITED STATES upvote
Chipps commented on July 20, 2017 Studying from this dump helped me understand the concept and what comes in the exam. But I only get about 80 to 85% of the questions not 100% as it is claimed. Well... still good enough to pass. UNITED STATES upvote
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