A banking agency is conducting a credit needs determination. Which of the following is NOT a criterion used in such a determination?
Answer(s): D
Which of the following banks CANNOT select Montana as its home state for deposit production purposes?
Answer(s): C
Williams National Bank has its home office in New York State; however, it has branches in NebraskA. The federal banking agencies most recent host state loanto- deposit publication lists the loan-to-deposit ratio for Nebraska as 78 percent. For Williams Bank to pass the loan-to-deposit screen of the Reigle-Neal Act, what must its loan-to-deposit ratio be for Nebraska?
In a review of a bank's home mortgage loan application register, which of the following must be included in Regulation C reporting?
Under HMDA, what is the threshold for reporting the interest rate spread for first lien mortgage loans?
Answer(s): A
Post your Comments and Discuss Banking CRCM exam prep with other Community members:
LeAnne Hair Commented on August 24, 2023 #229 in incorrect - all the customers require an annual review UNITED STATES
LeAnne Hair Commented on August 24, 2023 I think question 204 has an incorrect solution. It should be D-Regulation E UNITED STATES
Igor Commented on April 10, 2020 Guys, leave no stones unturned. Try to study every questions and anything other supplementary material you have. The exam is not easy. I just wrote mine and if it wss not for these questions I would have not have passed it. BULGARIA
Lori Commented on July 20, 2017 I had a good result. Worth the money. UNITED STATES
Chipps Commented on July 20, 2017 Studying from this dump helped me understand the concept and what comes in the exam. But I only get about 80 to 85% of the questions not 100% as it is claimed. Well... still good enough to pass. UNITED STATES
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