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Free CRCM Exam Braindumps
CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM) Questions 138–139 (page: 84)

Updated On: 9-Feb-2026
Page 84 of 276
PDF with 463 Questions

Which of the following actions is NOT an adverse action?

  1. Refusal to grant credit on substantially the same terms and conditions as requested by the applicant
  2. Termination of an account
  3. Refusal to grant credit on the grounds that the lender does not offer the type of credit requested
  4. Refusal to increase the amount of credit on an existing account after a request

Answer(s): C



Which of the following actions is NOT an adverse action?

  1. Refusal to grant credit on substantially the same terms and conditions as requested by the applicant
  2. Termination of an account
  3. Refusal to grant credit on the grounds that the lender does not offer the type of credit requested
  4. Refusal to increase the amount of credit on an existing account after a request

Answer(s): C



Which of the following actions is NOT an adverse action?

  1. Refusal to grant credit on substantially the same terms and conditions as requested by the applicant
  2. Termination of an account
  3. Refusal to grant credit on the grounds that the lender does not offer the type of credit requested
  4. Refusal to increase the amount of credit on an existing account after a request

Answer(s): C



Which of the following statements regarding applications is correct?

  1. Applications must be signed to be valid.
  2. Creditors may accept oral applications.
  3. Creditors may not develop their own definition for a completed application.
  4. A creditor is not required to attempt to complete incomplete applications.

Answer(s): B



Which of the following statements regarding applications is correct?

  1. Applications must be signed to be valid.
  2. Creditors may accept oral applications.
  3. Creditors may not develop their own definition for a completed application.
  4. A creditor is not required to attempt to complete incomplete applications.

Answer(s): B



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