Free CRCM Exam Braindumps
CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM) Questions 141–142 (page: 86)

Robin Martin made an individual application to the bank for a car loan. She has just returned to work on a regular basis because she was a full-time homemaker until recently, when her last child entered school. The loan officer would like to ask her about her husbanD. Under what circumstances can the officer ask Robin about her husband?

Robin Martin made an individual application to the bank for a car loan. She has just returned to work on a regular basis because she was a full-time homemaker until recently, when her last child entered school. The loan officer would like to ask her about her husbanD. Under what circumstances can the officer ask Robin about her husband?

Bob Richardson has had three loan applicants this morning:
· Heather Smith, age 17, who needs a car loan for $9,500 for 3 years · John Bako, age 42, who would like a stock loan for $15,000 for 1 year · Maynard Williams, age 70, recently retired, who needs a $50,000 home improvement loan for 12 years
Bob's bank uses a judgmental credit evaluation system. For which of these applications is Bob able to consider the age of the applicant as a factor in the decision making process?

Bob Richardson has had three loan applicants this morning:
· Heather Smith, age 17, who needs a car loan for $9,500 for 3 years · John Bako, age 42, who would like a stock loan for $15,000 for 1 year · Maynard Williams, age 70, recently retired, who needs a $50,000 home improvement loan for 12 years
Bob's bank uses a judgmental credit evaluation system. For which of these applications is Bob able to consider the age of the applicant as a factor in the decision making process?

Bob Richardson has had three loan applicants this morning:
· Heather Smith, age 17, who needs a car loan for $9,500 for 3 years · John Bako, age 42, who would like a stock loan for $15,000 for 1 year · Maynard Williams, age 70, recently retired, who needs a $50,000 home improvement loan for 12 years
Bob's bank uses a judgmental credit evaluation system. For which of these applications is Bob able to consider the age of the applicant as a factor in the decision making process?