Free Series 6 Exam Braindumps (page: 32)

Page 32 of 83

Which of the following is exempt from registering as an investment company under the Investment Company Act of 1940?

  1. a unit investment trust
  2. a non-diversified mutual fund
  3. a company that sells its securities only to accredited investors
  4. a company that has no sales charges or management fees

Answer(s): C

Explanation:

A company that sells its securities only to accredited investors is exempt from registering as an investment company under the Investment Company Act of 1940. All the other choices describe investment companies that are required to file a registration statement with the SEC.



Which of the following must be true for a fund to be called a "no load" fund?

I). The fund can have no front-end load.
II). The fund can have no contingent deferred sales charge.
III). The fund can charge no 12b-1 fees.
IV). The fund cannot charge investors an exchange fee.

  1. Only I and II must be true.
  2. I, II, and III must all be true.
  3. Only I must be true.
  4. I, II, III, and IV must all be true.

Answer(s): A

Explanation:

Only Statements I and II must be true for a fund to be called a "no load" fund. The fund can have no front-end load, and it can have no contingent deferred sales charge. It can, however, charge 12b-1 fees, as long as the 12b-1 fees do not exceed 0.25% of the fund's average net assets, and it can charge investors an exchange fee when they elect to switch their monies from one fund to another.



The subaccounts into which Mr. Sumrisk directed his variable life premiums have earned a 6% return. If the assumed interest rate was 7%:

I). the cash value of his policy increased.
II). the death benefit associated with his policy decreased.
III). the cash value of his policy decreased.
IV). the death benefit associated with his policy increased.

  1. both I and II
  2. both I and IV
  3. both II and III
  4. both III and IV

Answer(s): A

Explanation:

If Mr. Sumrisk's subaccounts earned a 6% return and the assumed interest rate was 7%, then the cash value of his policy increased, but the death benefit associated with his policy decreased. The cash value of the policy increases when the separate account earns a positive return, regardless of the size of that return. The death benefit, however, depends on both the return earned on the separate account and the assumed interest rate. Since the separate account returned less, in this case, than the assumed interest rate, the death benefit decreased.



When a broker-dealer hires a new agent, it must submit:

  1. a U-4 form that includes information about the agent's name, address, education, and employment history.
  2. a U-5 form that includes information about the agent's name, address, education, employment history, and marital status.
  3. an REP form that includes information about the agent's name, address, education, and employment history.
  4. a U-4 form that includes information about the agent's name, address, and employment history.

Answer(s): D

Explanation:

When a broker-dealer hires a new agent, it must submit a U-4 form that includes information about the agent's name, address, and employment history. The form must also include information on any felony charges or securities-related misdemeanors, but it does not include anything about the agent's education or marital status. The U-5 form, which is filed when an agent is terminated, would include this additional information.



Page 32 of 83



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