Free SERIES 7 Exam Braindumps (page: 51)

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Under the terms of the 1970 Securities Investor Protection Act, what is the status of a customer whose account assets exceed SIPC insurance coverage when his broker/dealer becomes insolvent?

  1. the US Treasury is pledged to make up the deficiency
  2. all broker/dealers are assessed to fully satisfy the deficiency
  3. the customer becomes a general creditor of the insolvent firm for the amount of deficiency
  4. SIPC will issue a debenture to guarantee eventual repayment of the deficiency

Answer(s): C

Explanation:

the customer becomes a general creditor of the insolvent firm for the amount of deficiency. After the SIPC coverage is exhausted, the customer becomes a general creditor. Due to the insolvency of the broker/dealer, there is no likelihood of the customer receiving restitution.



Customers who engage in increased activity of wiring money from their account could indicate which of the following activities?

  1. Inter positioning
  2. Churning
  3. Crossing
  4. Money laundering

Answer(s): D

Explanation:

money laundering. Potential money laundering activities include excessive wiring of money between accounts.



Bubba sells 100 shares of XYZ short at $58 and buys 1 XYZ Mar 60 Call at $3. What is the customer’s maximum loss?

  1. $500
  2. $100
  3. unlimited
  4. $5,500

Answer(s): A

Explanation:

$500. Bubba sold short at $58. The call with a strike price of 60, gives him the right to buy back the stock at $60. If the stock rises, the call can be used to limit the loss to 2 points. Bubba can lose $200 on the stock. Bubba also paid a $300 premium. Loss potential is $500.



Bubba owns 200 shares of XYZ at $90, and wishes to hedge the position while generating income. What is the best recommendation?

  1. sell calls
  2. sell puts
  3. buy calls
  4. buy puts

Answer(s): A

Explanation:

sell calls. Calls are covered by the underlying stock. If the calls were exercised, the stock would be delivered to meet the obligation. The income also reduces the break-even of the stock.






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