Free ICBRR Exam Braindumps

When looking at the distribution of portfolio credit losses, the shape of the loss distribution is ___ , as the likelihood of total losses, the sum of expected and unexpected credit losses, is ___ than the likelihood of no credit losses.

Which one of the following four statements regarding bank's exposure to credit and default risk is INCORRECT?

To manage its credit portfolio, Beta Bank can directly sell the following portfolio elements:

I) Bonds
II) Marketable loans
III) Credit card loans

As DeltaBank explores the securitization business, it is most likely to embrace securitization to:

I) Bring transparency to the bank's balance sheet
II) Create a new profit center for the bank
III) Strategically release risk capital and regulatory capital for redeployment
IV) Generate cash for additional debt origination