Free ICBRR Exam Braindumps (page: 5)

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By lowering the spread on lower credit quality borrowers, the bank will typically achieve all of the following outcomes EXCEPT:

  1. Aggressively courting of new business
  2. Lower probability of default
  3. Rapid growth
  4. Higher losses in case of default

Answer(s): B



In the United States, Which one of the following four options represents the largest component of securitized debt?

  1. Education loans
  2. Credit card loans
  3. Real estate loans
  4. Lines of credit

Answer(s): C



From the bank's point of view, repricing the retail debt portfolio will introduce risks of fluctuations in:

I) Duration
II) Loss given default
III) Interest rates
IV) Bank spreads

  1. I
  2. II
  3. I, II
  4. III, IV

Answer(s): D



Altman's Z-score incorporates all the following variables that are predictive of bankruptcy EXCEPT:

  1. Return on total assets
  2. Sales to total assets
  3. Equity to debt
  4. Return on equity

Answer(s): D



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Vey commented on May 27, 2023
highly appreciate for your sharing.
CAMBODIA
upvote

Vey commented on May 27, 2023
Highly appreciate for your sharing.
CAMBODIA
upvote