ACFE CFE - Financial Transactions and Fraud Schemes Exam Prep
Certified Fraud Examiner - Financial Transactions and Fraud Schemes (Page 16 )

• B — Single customer login across properties: Customer 360 Identity provides centralized identity services, allowing an organization to recognize a customer across multiple digital properties and applications. This helps UC understand authenticated activity as part of a broader customer identity.

• C — Multi-brand support: Customer 360 Identity can support multiple brands and user experiences. Identity services can remain centralized while correlating a customer’s activity across different corporate brands or channels.

• A: Customer 360 Identity does not automatically populate all data into Customer 360 Data Manager and Customer 360 Audiences. Integration and data configuration are still required.
• D: Tracking anonymous activity and linking it after sign-up may be possible through broader customer-data and tracking implementations, but it is not the primary Customer 360 Identity benefit tested here. Identity focuses mainly on authentication, registration, and cross-property identity correlation.

• A is correct: Days beyond the included period incur an extra daily charge.
• D is incorrect: Daily use after 10 days is not free.
• B and C: Data-transfer pricing can depend on the direction and service terms. The exam’s intended distinction is that the included device usage period is the clearly stated no-cost benefit.

• tag=Priv searches the tag field for values beginning with Priv. The wildcard can match the remaining characters, so it matches Privileged.
• tag=Priv would search for the exact tag Priv, not Privileged.
• tag=priv* uses lowercase priv; tag matching is treated as case-sensitive here, so it may not match the tag Privileged.
• tag=privileged uses the wrong capitalization for the exact tag.

• An Anypoint VPC provides private network connectivity for CloudHub applications.
• An IPsec VPN tunnel or AWS Direct Connect connects that VPC to the customer’s on-premises network without exposing the database to the public internet.
• The VPC and on-premises firewalls must allow the required traffic, routes, and ports.

• Static IP addresses only identify the application’s outbound traffic; they do not create a private network path to the database.
• A Dedicated Load Balancer does not replace the required network connection to the on-premises environment. It is also unnecessary merely to reach individual databases.
• Moving sensitive databases to a DMZ is not the intended architecture and could reduce their protection.

• Primary and core nodes: Use On-Demand Instances because the workload is business-critical. These nodes manage the cluster and store/process HDFS data.
• Task nodes: Use Spot Instances in an instance fleet. Task nodes are suitable for interruption because they do not hold essential cluster data and can be replaced or diversified across instance types.
• Terminate the entire cluster after processing: The job runs only about six hours each morning, and EMRFS stores data in Amazon S3. Keeping the cluster running for the rest of the day would waste money.

• A: Using Spot for primary and core nodes risks interruption of the critical cluster.
• C: All On-Demand is reliable but unnecessarily expensive; terminating the cluster helps, but Spot task nodes provide greater savings.
• D: Leaving primary and core nodes running after the task finishes continues to incur costs. Savings Plans also are less appropriate for this intermittent workload.

• S3 Lifecycle rules automate actions such as transitioning objects to different storage classes or deleting old objects.
• S3 bucket policies control access permissions; they do not preserve earlier object versions.
• S3 server-side encryption protects data confidentiality by encrypting objects at rest, but it does not prevent deletion or overwriting.

• Accidental deletion or overwriting ? S3 Versioning
• Unauthorized access ? bucket policies and IAM
• Data encryption ? server-side encryption

• Aggregation happens once, during the scheduled job.
• Dashboard users query a relatively small, precomputed table.
• Repeated users do not trigger expensive aggregations against the detailed sales table.
• Overwriting is appropriate because the summary is rebuilt for the reporting period.

• B: Structured Streaming is unnecessary for data that only needs daily refreshes and adds operational/compute overhead.
• C: A view recomputes the aggregation at query time, increasing latency and query cost.
• D: Delta caching may improve reads but does not replace the need to materialize the expensive aggregation, and cache availability is not the main design guarantee.

• Whether a user has a console password
• Password age and last password change
• Whether MFA is enabled
• Access key status
• Access key creation date and last-use information
• Access key age, which helps audit rotation

• IAM Access Analyzer identifies unintended access to resources; it does not report credential age or rotation.
• AWS Artifact provides AWS compliance documents and agreements, not details about your IAM users.
• AWS Audit Manager helps collect evidence for audits, but it is not the direct tool for viewing IAM credential rotation details.

• A — Correct: Flow Builder is declarative and visual, so administrators and other non-developers can participate in designing and improving business processes without writing Apex.
• D — Correct: Flow Builder provides visual debugging tools, allowing an admin to test paths, inspect variable values, and identify where a specific business case fails.
• E — Correct: A flow’s visual structure documents the logic and makes later maintenance easier than reading and updating custom Apex code.

• B — Incorrect: Flow debugging does not attach a debugger to live customer sessions. The admin uses Flow Builder’s debug functionality with test inputs; this is not live-session debugging and should not be used to monitor real customer transactions.

• A. Implement retries with exponential backoff

• C. Reduce the frequency and/or size of requests

• B. Use PutRecord instead of PutRecords — PutRecord sends one record per call and does not remove the underlying throughput limitation. It may increase request overhead.
• D. Use Amazon SNS instead — SNS is not a direct fix for Kinesis shard throttling and changes the required streaming architecture.
• E. Reduce KCL consumers — KCL consumers read from Kinesis; they do not solve producer-side PutRecords throttling.

• A Layer 2 switch checks the destination MAC address in its MAC address table (CAM table).
• If the destination MAC is unknown, the switch cannot select a specific outgoing port.
• It therefore performs unknown-unicast flooding, sending the frame out every other port in that VLAN.
• The frame is not sent back through the port where it arrived.

• Planning – identifying the need, objectives, scope and resources.
• Analysis – understanding business requirements and current problems.
• Design/development – determining how the system will work.
• Implementation – installing the system and putting it into operation.

• Users retain their existing usernames and passwords.
• Existing accounts can be used to access Azure-based resources.
• Administrators avoid manually recreating thousands of accounts.
• The transition is less disruptive before the on-premises data center is retired.

• Looking up accounts, contacts, and opportunities
• Logging calls and updating Salesforce records
• Accessing previously available customer information when temporarily offline

• Salesforce Touch App: Primarily an older tablet-focused experience, not the best general solution for the sales team.
• Custom hybrid app: Unnecessary development when Salesforce provides the required capabilities natively.
• SalesforceA: Intended mainly for Salesforce administrators, not sales representatives.

Why B works

• AWS KMS keys are Regional resources. A normal customer managed key in Region A cannot be used directly in Region B.
• A customer managed multi-Region KMS key (MRK) has related key replicas in both Regions. The replicas share key material and key ID, although each has a Regional ARN.
• With client-side encryption, the application encrypts the data before storing it in S3. Cross-Region replication then copies already-encrypted objects, so S3 does not need to decrypt and re-encrypt them with a different Regional key.

Why the other choices are weaker

• A and C: SSE-S3 uses Amazon-managed S3 keys, not the required customer managed KMS key.
• D: SSE-KMS can work only if the solution creates and configures the appropriate KMS key or multi-Region key replica in each Region. As written, it says to create a customer managed KMS key in each Region, which implies separate keys—not the same KMS key. Replication also requires additional KMS permissions and destination encryption configuration.

• Prevent connections to malware command-and-control servers
• Identify infected systems making those DNS requests
• Collect information for incident response

• A: Attackers do not normally use sinkholes to map a company’s domain structure.
• B: Redirecting employees from legitimate sites to attacker-owned sites describes malicious DNS manipulation, not a defensive sinkhole.
• D: Attracting attackers away from real resources is more closely associated with a honeypot or deception system.

• IPsec: Protects traffic at the network layer, commonly for VPNs; it is not WPA2’s authentication protocol.
• SSL: Protects specific application sessions and has largely been replaced by TLS.
• SSH: Secures remote command-line administration.

1. Ensure BOMs can include subcomponents ? Configure an entity relationship

1. Report changes made by engineers ? Enable auditing

• Configure entity relationship
• Configure auditing

• Authentication: Verifies a user’s identity, such as username and password.
• Authorization: Determines what the authenticated user is allowed to access.
• Accounting: Records connection and usage details, such as login time or session duration.

• CIA: Confidentiality, integrity, and availability are broad security objectives, not a specific RADIUS function.
• ACL: An access control list contains permit/deny rules on systems or network devices. RADIUS can support access decisions but is not itself an ACL.
• PEM: Privacy-Enhanced Mail is also associated with certificate and key encoding formats; it is unrelated to RADIUS’s primary purpose.

• Generates a syslog message
• Shuts down the PoE port
• Places the port into error-disabled (err-disabled) state
• Frees the power allocation

• A device starting to draw power does not necessarily generate a syslog message.
• Monitoring does not pause data traffic while checking power.
• Drawing less than the configured minimum does not automatically mean the device has failed and should be disconnected.

• Reusing features across different models and teams
• Consistent feature definitions
• Managing feature versions and metadata
• Using features for both training and inference

• SageMaker Data Wrangler: Prepares and transforms data; it is not primarily a shared feature repository.
• SageMaker Clarify: Helps detect bias and explain model predictions.
• SageMaker Model Cards: Documents models, including intended use, risks, and evaluation results.

• The servers run different operating systems: Windows, Linux, and Unix.
• Containers generally share the host operating system’s kernel, so they cannot normally run workloads requiring unrelated kernels, such as Windows and Linux, on the same Linux host.
• A hypervisor can create separate virtual machines, allowing each VM to run its own guest OS.
• A Type 2 hypervisor runs on top of a host operating system and can support multiple guest operating systems.

1. Define Power Platform DLP policies

1. Add custom prompt modifications

1. Conduct adversarial testing

• Progress iteratively with feedback focuses on making improvements in manageable steps and learning from feedback.
• Optimize and automate focuses on maximizing value from resources and automating suitable activities.
• Start where you are focuses on assessing the current situation and reusing what already exists.

• Discovers sensitive data in Amazon S3 buckets
• Uses machine learning and pattern matching to identify data such as personally identifiable information (PII)
• Helps assess S3 security and privacy risks
• Generates findings for potentially sensitive or exposed data

• Amazon Detective: Investigates security findings and performs root-cause analysis.
• Amazon GuardDuty: Detects threats and suspicious activity across AWS accounts and workloads.
• AWS IAM Access Analyzer: Identifies resources that are accessible from outside their intended trust zone, such as publicly accessible S3 buckets.

• Identity provider (IdP): Authenticates users and asserts their identity.
• Service provider (SP): The application being accessed—in this case, Salesforce/the employee portal.
• Identity store: A directory that stores user identities, such as Active Directory.
• Authentication store: A system used to validate credentials.

• Reviewing and validating generated code
• Checking security, licensing, and quality concerns
• Testing the implementation
• Making the final design and coding decisions

• A: Copilot is not a complete replacement for developers.
• C: Human input, review, and oversight are still required.
• D: Copilot Chat supports many tasks beyond debugging, including explanation, generation, refactoring, and testing assistance.

Simple explanation

• The Azure VPN gateway to connect to
• Authentication settings
• Routes for networks that the client can access

• Amazon DynamoDB — Managed NoSQL database, not PostgreSQL.
• Amazon Athena — Serverless service for querying data in S3; intended for analytics, not OLTP.
• Amazon EMR — Managed cluster platform for big-data frameworks such as Hadoop and Spark.

• Microsoft Teams: Connects to Teams-related data, but it isn’t the primary connector for the Power Apps data tables.
• Personal Analytics: Provides personal productivity insights, not application data.
• SQL Server database: Only applies if the app explicitly uses SQL Server as its data source.
• Dataflows: Used for preparing and centralizing data, not as the normal direct connection to a Power Apps app.

• Used for communication on the local link or LAN segment
• Automatically generated on IPv6-enabled interfaces
• Not routed by routers to other networks
• Commonly used by devices to communicate with their local IPv6 router
• Begins with FE80 through FEBF

• FC00::/7 — unique local unicast
• FE80::/10 — link-local unicast
• FF00::/8 — multicast
• 2000::/3 — global unicast

• A. Tuning system software: This is a corrective action, not an analysis method. Tuning should be based on measured performance data.
• B. User dissatisfaction reports: Useful as an indicator, but subjective and insufficient for diagnosing the cause.
• D. Off-peak utilization and response time: This may hide problems occurring during peak periods. Performance analysis should cover representative or peak workloads.

• B: Moving the task may affect the critical path and should not be done before evaluating the planned response and impacts.
• C: Excluding a required task is not appropriate without formal analysis and stakeholder approval.
• D: Lessons learned and the risk log should be updated, but only after or alongside managing the immediate issue; updating them is not the first action.

• Vertical scaling (scale up) means increasing the size of an existing VM—for example, adding CPU or RAM.
• Vertical scaling down means reducing the VM’s size when less capacity is needed.
• Horizontal scaling (scale out) means adding more VM instances rather than making one VM larger.
• Elasticity is the broader ability to automatically adjust resources based on demand; it does not specifically mean adding CPU or memory to one VM.
• Agility refers to the ability to provision or change resources quickly.

• A: Daily involvement is unnecessary and may not solve the availability problem.
• C: Clarifying all requirements at the start conflicts with agile’s iterative refinement.
• D: Simply reviewing based on availability leaves the problem unresolved and allows rework to continue.

• Normalize casing in the data source—for example, convert all values to uppercase or lowercase.
• Add an index key to provide a unique, stable identifier for each row or value.

• SQL injection
• Cross-site scripting (XSS)
• Malicious file uploads
• Common web-application exploits

• Layer 4 firewall: Filters primarily by IP addresses, ports, and transport protocols; it lacks detailed web-application inspection.
• NGFW: Provides advanced network filtering and may include application awareness, but a WAF is more specialized for protecting web applications.
• UTM: Combines several security functions in one device, but it is not specifically focused on web-application attacks.

• Import: Copies data into the Power BI model. It requires scheduled or manual refresh, so it may not meet the two-minute requirement.
• Live connection: Connects to an existing Power BI semantic model or Analysis Services model; it is not the appropriate choice for connecting directly to the Azure SQL database in this scenario.

• Amazon S3 — Object storage, not a database.
• Amazon DynamoDB — Fully managed NoSQL key-value and document database.
• Amazon Redshift — Managed data warehouse designed for analytics, not primarily transactional MySQL workloads.

• Coordinate and manage the assessment team
• Assign assessment activities
• Direct interviews, examinations, and tests
• Ensure the assessment follows the CAP

• Answer key: Lead Assessor — likely wrong
• CAP-based answer: C3PAO

• Hardware and infrastructure
• System software
• Networks and communications
• Technology platforms and services

• Business Architecture: Defines business strategy, organization, functions, and processes.
• Data Architecture: Defines the structure and management of enterprise data.
• Application Architecture: Describes application systems and how they interact to support business and data processing.

• A — IDS attack signatures: An IDS generally detects suspicious network activity but does not necessarily scan uploaded PDF files or prevent them from being accepted.
• C — Load balancer: Distributes traffic among servers; it does not inspect files for malware.
• D — WAF command-injection blocking: A WAF can help block web attacks such as command injection, SQL injection, and cross-site scripting, but this option does not specifically address malicious PDF uploads.

• Modelo de embeddings de texto: trabalha principalmente com texto, não sendo adequado para imagens.
• Modelo generativo multimodal: pode interpretar ou gerar conteúdo de vários tipos, mas não é a opção específica para busca por similaridade.
• Modelo de geração de imagens: cria imagens a partir de entradas, não realiza busca multimodal.

• The listener has a virtual IP address on the load balancer.
• The active SQL Server replica must respond using the listener’s IP address, not its own VM IP.
• Floating IP allows the listener IP to be preserved and returned by the active replica.
• This is required for the SQL Always On listener configuration.

• A health probe for the SQL listener/cluster role
• The SQL Server listener port, commonly 1433
• Appropriate backend pool membership

• Equipment and hardware
• Facilities
• Inventory
• Backup media
• Supplies stored at an alternate or remote location

• Personal belongings of staff: Usually not organizational assets.
• DR line-item revenues: Revenue is a financial impact, not a physical asset.
• Cloud-based applications: These are primarily logical or information-processing assets, even though they depend on physical infrastructure.

• Create and manage catalogs of approved IT services
• Govern and publish infrastructure-as-code (IaC) templates, commonly AWS CloudFormation templates
• Control which users can deploy specific products and configurations
• Apply versioning, permissions, and deployment constraints

• AWS Resource Explorer: Searches and discovers AWS resources; it does not govern IaC templates.
• AWS Organizations: Manages multiple AWS accounts, policies, and consolidated billing.
• AWS Systems Manager: Helps operate and manage deployed resources, such as patching and automation, but is not primarily a catalog for governed IaC products.

• Microsoft 365 groups can contain users, but generally can’t contain other groups as members.
• Security groups can contain users and, where supported, other security groups.
• Distribution groups have different nesting restrictions and aren’t equivalent to security groups.
• Dynamic groups can’t be manually populated with members; their membership is calculated from rules.
• A group’s membership type (Assigned or Dynamic) and group type determine whether it can be added to another group.

• Replace the keyboard: More expensive and unnecessary before simpler causes are ruled out.
• Replace the key switch: Laptop keyboards generally aren’t designed for individual switch replacement.
• Replace the circuit board: Excessive for a single nonworking key and not a cost-effective first step.