Free CRCM Exam Braindumps (page: 195)

Page 195 of 344

The mortgage lending department of Bank XYZ received some inquiries from potential applicants who are visually impaireD. The bank would like to comply with ADA concerning these potential applicants, but it does not want to spend a significant amount of money. Which of the following statements is true?

  1. The bank must have its loan application and disclosures translated into Braille.
  2. The bank may have a loan assistant read each loan application and disclosure document to the applicant and assist in completion of the forms.
  3. The bank may require the applicant to bring a sighted friend or relative to the bank to assist in completing the application.
  4. The bank may make a policy not to lend money to blind persons.

Answer(s): B



The mortgage lending department of Bank XYZ received some inquiries from potential applicants who are visually impaireD. The bank would like to comply with ADA concerning these potential applicants, but it does not want to spend a significant amount of money. Which of the following statements is true?

  1. The bank must have its loan application and disclosures translated into Braille.
  2. The bank may have a loan assistant read each loan application and disclosure document to the applicant and assist in completion of the forms.
  3. The bank may require the applicant to bring a sighted friend or relative to the bank to assist in completing the application.
  4. The bank may make a policy not to lend money to blind persons.

Answer(s): B



Which of the following activities is permitted under ADA?

  1. Issuing a policy against making loans to health care providers who regularly work with infectious patients
  2. Prohibiting smoking anywhere in the bank building
  3. Providing readers to visually impaired loan applicants for a $15 fee
  4. Requiring disabled depositors to use a teller window that is specially constructed for the use of disabled persons

Answer(s): B



Which of the following activities is permitted under ADA?

  1. Issuing a policy against making loans to health care providers who regularly work with infectious patients
  2. Prohibiting smoking anywhere in the bank building
  3. Providing readers to visually impaired loan applicants for a $15 fee
  4. Requiring disabled depositors to use a teller window that is specially constructed for the use of disabled persons

Answer(s): B



Page 195 of 344



Post your Comments and Discuss Banking CRCM exam with other Community members:

LeAnne Hair commented on August 24, 2023
#229 in incorrect - all the customers require an annual review
UNITED STATES
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LeAnne Hair commented on August 24, 2023
#229 in incorrect - all the customers require an annual review
UNITED STATES
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LeAnne Hair commented on August 24, 2023
I think question 204 has an incorrect solution. It should be D-Regulation E
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Igor commented on April 10, 2020
Guys, leave no stones unturned. Try to study every questions and anything other supplementary material you have. The exam is not easy. I just wrote mine and if it wss not for these questions I would have not have passed it.
BULGARIA
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Lori commented on July 20, 2017
I had a good result. Worth the money.
UNITED STATES
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Chipps commented on July 20, 2017
Studying from this dump helped me understand the concept and what comes in the exam. But I only get about 80 to 85% of the questions not 100% as it is claimed. Well... still good enough to pass.
UNITED STATES
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