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Banking CRCM Exam Questions
CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM) (Page 44 )

Updated On: 24-Feb-2026
Page 44 of 276
PDF with 463 Questions

Securities credit covers credit subject to Section 7 of the Securities Exchange Act of 1934 or credit by a broker or dealer subject to regulation under the act. The following requirements of Regulation B do not apply EXCEPT:

  1. Restrictions regarding information about a spouse or former spouse, marital status, or sex of the applicant
  2. It is not payable by agreement in more than four installments
  3. Provisions relating to furnishing credit information
  4. Records retention requirements

Answer(s): B



Securities credit covers credit subject to Section 7 of the Securities Exchange Act of 1934 or credit by a broker or dealer subject to regulation under the act. The following requirements of Regulation B do not apply EXCEPT:

  1. Restrictions regarding information about a spouse or former spouse, marital status, or sex of the applicant
  2. It is not payable by agreement in more than four installments
  3. Provisions relating to furnishing credit information
  4. Records retention requirements

Answer(s): B



Government credit

  1. It is credit extended to governments or government agencies, instrumentalities, or subdivisions
  2. It has no finance charge
  3. It has Records retention requirements
  4. Only the general rule against discrimination applies to government credit

Answer(s): A,D



Government credit

  1. It is credit extended to governments or government agencies, instrumentalities, or subdivisions
  2. It has no finance charge
  3. It has Records retention requirements
  4. Only the general rule against discrimination applies to government credit

Answer(s): A,D



Government credit

  1. It is credit extended to governments or government agencies, instrumentalities, or subdivisions
  2. It has no finance charge
  3. It has Records retention requirements
  4. Only the general rule against discrimination applies to government credit

Answer(s): A,D






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