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Free CRCM Exam Braindumps (page: 52)

Page 51 of 344
PDF with 463 Questions

Under content of disclosures long term disclosures may include the following, as applicable EXCLUDING:

  1. Notification that the product is optional
  2. Explanation of debt-suspension agreement
  3. Lump-sum payment of fee with no refund
  4. Refund of fee paid in lump sum

Answer(s): D



Under content of disclosures long term disclosures may include the following, as applicable EXCLUDING:

  1. Notification that the product is optional
  2. Explanation of debt-suspension agreement
  3. Lump-sum payment of fee with no refund
  4. Refund of fee paid in lump sum

Answer(s): D



Under content of disclosures long term disclosures may include the following, as applicable EXCLUDING:

  1. Notification that the product is optional
  2. Explanation of debt-suspension agreement
  3. Lump-sum payment of fee with no refund
  4. Refund of fee paid in lump sum

Answer(s): D



Banks must establish and maintain effective risk management and control processes over its DCCs and DSAs, including:

  1. Appropriate recognition and financial reporting of income, expenses, assets, and liabilities
  2. Appropriate treatment of losses associated with these products
  3. Assessment of the adequacy of its internal controls and risk mitigation activities
  4. Before entering into a contract, the bank must obtain the customer's written affirmative election to enter into the contract and written acknowledgement of the receipt of the disclosures

Answer(s): A,B,C






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