Free HCISPP Exam Braindumps (page: 33)

Page 32 of 77

Lack of health insurance has become a middle-class phenomenon among all except.

  1. Those who are self-employed
  2. Those working in small businesses
  3. Those with traditional jobs in manufacturing
  4. Those with part time jobs

Answer(s): C



Excessive health care is a concern because it is.

  1. Wasteful
  2. Costly
  3. Potentially harmful
  4. All of the above

Answer(s): D



The mode of payment that is considered to be regressive is.

  1. Out-of-pocket payment.
  2. Individual private insurance
  3. Employment-based group private insurance.
  4. Government financing.

Answer(s): A



Community rating is able to redistribute funds from the healthy to the sick by.

  1. Providing benefits in excess of premiums to those who become ill.
  2. Setting premiums based on community experience, rather than that of subgroups.
  3. Charging the same premium for high-risk and low-risk populations.
  4. All of the above

Answer(s): D






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