Free HCISPP Exam Braindumps (page: 34)

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Which of the following is true of experience rating?

  1. High risk patients pay relatively low premiums.
  2. It provides affordable coverage to the chronically ill.
  3. Young, healthier groups have cheaper premiums.
  4. The elderly have among the lowest premiums.

Answer(s): C



Max, who has worked all his life for Ford motors, is now 65 years old. He has not yet retired. Max is eligible for:

  1. Medicare Part A
  2. Medicare Part B
  3. Both A and B
  4. None of the above

Answer(s): C



The mode of payment that is considered to be proportional is.

  1. Out -of pocket payment
  2. Individual private insurance
  3. Employment-based group private insurance
  4. Government financing

Answer(s): D



Access to health care is measured by.

  1. The type of insurance a person has.
  2. The number of times a person uses health care services.
  3. The quality of healthcare services a person has.
  4. The number of physicians available to a person.

Answer(s): B






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