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Free GR1 Exam Braindumps
Total Rewards Management Questions 51–55 (page: 12)

Updated On: 10-Feb-2026
Page 12 of 28
PDF with 133 Questions

Which of the following statements best describes defined benefit (DB) plans?

  1. There is no promise of a specific benefit at retirement.
  2. Individual accounts must be maintained for each participant.
  3. They are often integrated with government-sponsored programs.
  4. Employees are at risk for financial resources.

Answer(s): C



Which of the following statements best describes defined contribution (DC) plans?

  1. They require complex actuarial calculations and assumptions.
  2. The benefit is based on a formula that considers pay and service.
  3. They generally provide better benefits to employees with longer service.
  4. The employee assumes the risk for the investments.

Answer(s): D



Which of the following combines traditionally segregated time off and leave programs into one policy covering a single block of time?

  1. Personal leave
  2. Sabbatical
  3. Severance allowances
  4. Paid time off (PTO) bank

Answer(s): D



Which of the following best describes severance allowances?

  1. A portion of one's salary paid during reserve duty and military leave
  2. A practice of paying a lump sum to employees during a company shutdown
  3. A continuation of an employee's salary after termination
  4. A continuation of a portion of an employee's salary to a beneficiary after the death of an employee

Answer(s): C



What employee needs are most commonly addressed by work-life programs?

  1. Financial
  2. Intrinsic
  3. Retirement
  4. Insurance

Answer(s): B



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